If all the conditions of the offer of financial aid are satisfactorily met, the loans are credited twice a year by the tax office, in September and February of each year, to the student`s account. However, all fees due to the university are deducted from these receipts before the credit. All borrowers (students) must present the credit agreement on paper. Borrowers and guarantors must sign the contract in the subsidiary with collaborators as witnesses. If the guarantor is abroad, he signs in the presence of a notary and is not present at the branch at the time of signing. The NEI Study Loan is kept for the duration of the study. Depending on the degree of need assessed, one or more of the following types of loans are offered to a legitimate applicant: # Notary: An official authorized by the federal or local government to certify and certify certain documents with his hand and official seal. . .